Ludhiana runs two businesses that look nothing alike on paper and behave identically in practice: hosiery and cycle parts. Both are made through a chain of small job workers, both sell on seasonal credit that stretches for months, and both are billed across state lines to buyers who pay when they feel like it.
| Buyer state | Billed | Received | Outstanding |
|---|---|---|---|
| Uttar Pradesh | 86,40,000.00 | 61,20,000.00 | 25,20,000.00 |
| Bihar | 42,80,000.00 | 24,60,000.00 | 18,20,000.00 |
| Delhi | 38,20,000.00 | 34,80,000.00 | 3,40,000.00 |
Yarn to knitting, dyeing and stitching across a dozen small job workers, with stock staying yours at each and cost accumulating through the chain.
Hosiery sells in a season and collects for months afterwards. Limits per party and ageing on real terms, watched while the season is still running.
Cycle and auto components billed by piece or by kilogram with conversions on the item.
IGST to UP, Bihar, Haryana and Delhi applied by rule, with e-way bills prepared from the invoice.
One knitwear style across sizes and colours as variants of a single item rather than forty item masters.
Wages calculated on pieces produced rather than days present, which is how most units here actually pay.
Yes. Each movement is a job work challan, the stock stays yours at the unit’s premises, and cost accumulates through knitting, dyeing and stitching so the finished garment carries what it actually cost rather than an estimate.
Credit limits and terms per party, enforced at the billing screen, with ageing on real terms. The useful thing is seeing it during the season rather than in March when the money has not come.
Yes — wages computed on pieces produced as well as on days present, which is how most knitwear and parts units here pay their workers.
Yes, as variants of one item rather than a separate master per combination, so a full size range stays manageable.
Start free, load your buyers with their limits, and see the outstanding build before it becomes a problem.